Category: Retirement Accounts

401(k) plans, IRAs and rollovers.

The Finance Skills Staff / Retirement Accounts

Traditional or Roth IRA? How to Decide

How traditional and Roth IRAs are taxed, the 2026 contribution limit and Roth income limits, withdrawal rules, and how to decide between the two.

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The Finance Skills Staff / Retirement Accounts

What to Do With a 401(k) From an Old Job

Your four options for a 401(k) when you leave a job, how direct and indirect rollovers work, the cost of cashing out and how to find plans you’ve lost track of.

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The Finance Skills Staff / Retirement Accounts

401(k) Basics for Your First Job

How a 401(k) works, why the employer match matters, traditional versus Roth contributions, 2026 limits, vesting and the cost of early withdrawals.

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